Fraud Protection

Minimize risk to maximize profit.

We have taken the precautions to carry some of the pressure off your shoulders. all to insure and protect you with a security system that will make your transactions safer. Your security is top of mind in everything we do.

Our payment services go above and beyond to protect you and your customers from fraudulent activity.

We provide security that saves you from worrying about fraud and theft so you can focus on your business.

Payske includes sophisticated fraud protection for merchants of every size, at no additional cost.

Payske is committed to protecting you, your business and your customers from fraudulent activities.

Fraud protection.
We offer a three-tier defense strategy to identify fraudulent activity and keep fraud from impacting your operations. The goal is to call out the fraudulent activity before it happens,

Fraud detection techniques and algorithms.
A range of data analytics techniques and algorithms are employed to detect and mitigate fraud risks effectively.

Radar for Fraud Prevention
is a suite of modern tools to help you fight fraud. It’s fully integrated into your payments flow and you can start using it without any additional development time or cost.

3-D Secure
3-D Secure is a technology that helps verify a cardholder's identity with an additional layer of security. Along with the card number and CVV, an authentication code (sometimes referred to as OTP) is usually required by the cardholder's issuing bank. In theory, only cardholders will know the password; fraudsters shouldn’t know it and, therefore, won’t be able to complete the transaction.

3D Secure Version 2
3D Secure 2 : An authentication standard that reduces fraud and provides additional security The 3D Secure standard—often known by its branded names like Visa Secure, Mastercard Identity Check, or American Express SafeKey—aims to reduce fraud and provide added security to online payments. 3D Secure 2 (3DS2) introduces “frictionless authentication” and improves the purchase experience compared to 3D Secure 1. It is the main card authentication method used to meet Strong Customer Authentication (SCA) requirements in Europe and a key mechanism for businesses to request exemptions to SCA.

Payske supports 3D Secure 2.Your integration runs 3D Secure 2 when supported by the customer’s bank and falls back to 3D Secure 1 otherwise.

Payske Meets the Highest Level PCI DSS Level 1 Compliance. Payske has been audited by an independent PCI Qualified Security Assessor (QSA) and is certified as a PCI Level 1 Service Provider. This is the most stringent level of certification available in the payments industry.

Process the cards without having to warehouse the sensitive card data and be responsible for it with our PCI-DSS Level 1 architecture and tokenization APIs.
Our redundant data centers store and encrypt millions of credit card accounts so you can focus on your business and not on credit card security.
The Payment Card Industry Data Security Standard was developed to protect consumers and their data no matter where they shop or what channel they use. Careless online merchants can ruin the trust that a consumer requires to feel comfortable and confident shopping online.

Built securely from the ground up we use a wide range of technologies to ensure high levels of security throughout the whole site.

Payment Fraud Management to Scale Globally, Risk-Free
Payment Fraud Management and International Compliance is Not Something Your Team Needs to Worry About
When selling internationally, payment fraud management and compliance with international regulations are big issues. The good news is that
we take care of both, so you can concentrate on growing your business.

We Protect You Against Payment Fraud
Your security is paramount in everything we do. Our services go above and beyond to protect you and your customers from fraudulent activity. We provide security that saves you from worrying about payment fraud and theft.

Upgraded Fraud Detection Tools
We offer a multi-tier defense strategy to identify fraudulent activity and keep it from impacting your operations. Our algorithms are proprietary to our business and customized to different industries and geographies. We use a combination of artificial intelligence and manual review processes to make sure our fraud-detection mechanisms are optimized, keeping fraud to a minimum.

Crushing False Positives
These same anti-fraud mechanisms also ensure as little interference as possible with good orders, as unnecessary fraud alerts can negatively affect your authorization and conversion rates, bottom line, and customer satisfaction.

All communications are secured using strong encryption
Cross Site Request Forgery (CSRF) Protection
Advanced DDoS Attack Protection
Encryption of sensitive data and communication
PCI DSS compliant
Fully GDPR compliant

Payske is the safest financial option because we:
Adhere to international standards: We strive to apply international standards professionally and have many quality certificates in the application of these standards.
We have secure and reliable Internet servers that guarantee the protection of customer information.
Secure 256 bit Gateway Encryption Certificate: Application of the PCI DSS standard to control the data of credit card holders and reduce fraud.

And ensures the security and protection of user information, it is:
Affective technique in the preservation of transactions: uses a secure technology in maintaining the transactions of customers from the beginning to completion.
Guaranteeing rights in disputes: The application deposits your money into your account until the problem is resolved between you and the customer.
Confidentiality of your information: Full confidentiality of your account information and credit cards.
our customer information is 100% secure we are using 256 bit SSL encryption data connection between the platform and payment gateway
Maintaining a firewall to protect cardholder data.
Encrypting the transmission of card data.
Limiting who has access to stored data.
Protecting all systems against malware and keeping antivirus software up-to-date.

What is payment fraud?
Payment fraud is a type of financial fraud that occurs when someone intentionally uses false or stolen payment information to make a purchase. For example, fraudulent actors might use stolen credit card information, create fake checks, or make unauthorized electronic fund transfers.
Retail businesses are particularly vulnerable to payment fraud, since they deal with a large volume of transactions and may not have the resources to thoroughly vet each payment method. Payment fraud can result in significant financial losses for businesses, damage to their reputation, and legal liabilities.

Credit Card Fraud.
Data analytics plays a pivotal role in the detection and prevention of credit card fraud. It involves the analysis of transaction data, patterns, and user behavior using machine learning algorithms.

For example, if a credit card is suddenly used for transactions in various geographic locations in a short period, the system can trigger an alert. Data analytics can also establish benchmarks for typical spending habits, making it easier to identify deviations. Real-time monitoring can proactively block suspicious transactions.

There are several types of payment fraud
Credit card fraud: is the unauthorized use of a credit card to make purchases or obtain cash. For instance, this fraud can involve the use of stolen credit card information or the creation of counterfeit credit cards. In credit card fraud, the fraudster can use the stolen credit card to make purchases online or in-person, or they may use the card to withdraw cash from an ATM.

Debit card fraud: is similar to credit card fraud but involves the unauthorized use of a debit card. The fraudulent actor may use a stolen debit card or the card information to make purchases or withdraw cash from an ATM. Debit card fraud can also occur if someone obtains access to the PIN associated with the card.

Bank fraud: refers to any type of fraud that involves a bank or financial institution. This can include fraudulent loans, account takeover fraud, and identity theft. Bank fraud can result in significant financial losses for individuals and institutions.

Wire transfer fraud: occurs when a fraudulent actor obtains access to someone’s bank account or wire transfer information and then uses it to transfer money to their own account. The fraudulent actor may employ various tactics to obtain the victim’s information, including phishing scams or hacking into the victim’s computer or email account.

Check fraud: involves the creation or alteration of a check to obtain funds fraudulently. This can include forging a signature or altering the amount of the check. Check fraud can occur when someone steals a checkbook or obtains access to a victim’s checking account information.

Mobile payment fraud: is the unauthorized use of mobile payment services, such as Apple Pay or Google Wallet, to make purchases or transfer funds. This can occur if someone gains access to the victim’s mobile device or payment information. Mobile payment fraud can also occur if a fraudulent actor creates a fake mobile payment account using someone else’s information.